{"id":557,"date":"2026-05-08T05:19:25","date_gmt":"2026-05-08T05:19:25","guid":{"rendered":"https:\/\/test2.mloun.site\/?p=557"},"modified":"2026-05-08T05:19:56","modified_gmt":"2026-05-08T05:19:56","slug":"2026-irmaa-brackets-and-monthly-premiums-income-related-monthly-adjustment-amount","status":"publish","type":"post","link":"https:\/\/yourcityinsurance.com\/zh\/2026-irmaa-brackets-and-monthly-premiums-income-related-monthly-adjustment-amount\/","title":{"rendered":"2026 \u5e74 IRMAA \u7ec4\u522b\u548c\u6708\u8d39\u6536\u5165\u76f8\u5173\u6708\u5ea6\u8c03\u6574\u91d1\u989d"},"content":{"rendered":"

The standard monthly Medicare Part B premium for 2026 is $202.90<\/strong>. If your modified adjusted gross income (MAGI) from two years prior (2024) exceeds the limits below, you will pay the total premium plus the respective surcharge.
<\/p>\n\n\n\n

1. Single Filers & Married Filing Separately (Did not live with spouse)<\/strong><\/h2>\n\n\n\n
Modified Adjusted Gross Income (MAGI)<\/strong><\/td>Part B Monthly Premium<\/strong><\/td>Part D Monthly Adjustment<\/strong><\/td>Total Monthly Surcharge<\/strong><\/td><\/tr><\/thead>
$109,000 or less<\/strong><\/td>$202.90<\/td>$0.00<\/td>$0.00<\/strong><\/td><\/tr>
Over $109,000 up to $137,000<\/strong><\/td>$284.10<\/td>$14.50<\/td>$95.70<\/strong><\/td><\/tr>
Over $137,000 up to $171,000<\/strong><\/td>$405.80<\/td>$37.50<\/td>$240.40<\/strong><\/td><\/tr>
Over $171,000 up to $205,000<\/strong><\/td>$527.50<\/td>$60.40<\/td>$385.00<\/strong><\/td><\/tr>
Over $205,000 up to $499,999<\/strong><\/td>$649.20<\/td>$83.30<\/td>$529.50<\/strong><\/td><\/tr>
$500,000 or more<\/strong><\/td>$689.90<\/td>$91.00<\/td>$578.00<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

<\/p>\n\n\n\n

2. Married Filing Jointly<\/strong><\/h2>\n\n\n\n
Modified Adjusted Gross Income (MAGI)<\/strong><\/td>Part B Monthly Premium<\/strong><\/td>Part D Monthly Adjustment<\/strong><\/td>Total Monthly Surcharge<\/strong><\/td><\/tr><\/thead>
$218,000 or less<\/strong><\/td>$202.90<\/td>$0.00<\/td>$0.00<\/strong><\/td><\/tr>
Over $218,000 up to $274,000<\/strong><\/td>$284.10<\/td>$14.50<\/td>$95.70<\/strong><\/td><\/tr>
Over $274,000 up to $342,000<\/strong><\/td>$405.80<\/td>$37.50<\/td>$240.40<\/strong><\/td><\/tr>
Over $342,000 up to $410,000<\/strong><\/td>$527.50<\/td>$60.40<\/td>$385.00<\/strong><\/td><\/tr>
Over $410,000 up to $749,999<\/strong><\/td>$649.20<\/td>$83.30<\/td>$529.50<\/strong><\/td><\/tr>
$750,000 or more<\/strong><\/td>$689.90<\/td>$91.00<\/td>$578.00<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

<\/p>\n\n\n\n

3. Married Filing Separately (Lived with spouse at any time during the year)<\/strong><\/h2>\n\n\n\n
Modified Adjusted Gross Income (MAGI)<\/strong><\/td>Part B Monthly Premium<\/strong><\/td>Part D Monthly Adjustment<\/strong><\/td>Total Monthly Surcharge<\/strong><\/td><\/tr><\/thead>
$109,000 or less<\/strong><\/td>$202.90<\/td>$0.00<\/td>$0.00<\/strong><\/td><\/tr>
Over $109,000 up to $390,999<\/strong><\/td>$649.20<\/td>$83.30<\/td>$529.50<\/strong><\/td><\/tr>
$391,000 or more<\/strong><\/td>$689.90<\/td>$91.00<\/td>$578.00<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

<\/p>\n\n\n\n

Important Takeaways for 2026:<\/strong>
The Look-Back Period:<\/strong> The 2026 adjustment amount is based on your 2024 tax returns.
Significant Surcharges:<\/strong> The surcharge applies per person, meaning a married couple both enrolled in Medicare could see up to double these monthly premiums.
Life-Changing Events:<\/strong> If clients experienced a major reduction in income due to a life-changing event (such as retirement or loss of income-producing property), they can file an appeal with the Social Security Administration using Form SSA-44<\/a> to seek a reduction.<\/p>\n\n\n\n

<\/p>","protected":false},"excerpt":{"rendered":"

The standard monthly Medicare Part B premium for 2026 is $202.90. If your modified adjusted gross income (MAGI) from two<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"none","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_analysis_target_kw":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-557","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/yourcityinsurance.com\/zh\/wp-json\/wp\/v2\/posts\/557","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yourcityinsurance.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yourcityinsurance.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yourcityinsurance.com\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/yourcityinsurance.com\/zh\/wp-json\/wp\/v2\/comments?post=557"}],"version-history":[{"count":3,"href":"https:\/\/yourcityinsurance.com\/zh\/wp-json\/wp\/v2\/posts\/557\/revisions"}],"predecessor-version":[{"id":563,"href":"https:\/\/yourcityinsurance.com\/zh\/wp-json\/wp\/v2\/posts\/557\/revisions\/563"}],"wp:attachment":[{"href":"https:\/\/yourcityinsurance.com\/zh\/wp-json\/wp\/v2\/media?parent=557"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yourcityinsurance.com\/zh\/wp-json\/wp\/v2\/categories?post=557"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yourcityinsurance.com\/zh\/wp-json\/wp\/v2\/tags?post=557"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}