Medicare Enrollment Cycle

1. Start at 64

Begin your research early to avoid the last-minute rush.

2. Master the Costs

Learn the premiums and deductibles for Parts A & B.

3. Check Work Coverage

If you’re still working, see if you can delay enrollment.

4. The 7-Month Window

Your Initial Enrollment Period is centered around your 65th birthday.

5. Pick Your Path

Compare Medigap (Path A) vs. Medicare Advantage (Path B).

6. Apply with Ease

Work with our agents or use our secure portal to sign up.

7. Check Your Mail

Your new ID cards arrive within 14 business days of approval.

8. Annual Review

Use the California Birthday Rule and enrollment periods to s